https://greenisstate.com/blog/ Investment management for teachers and school employees en-us 60 Wed, 21 Oct 2026 09:00:00 +0000 https://greenisstate.com/blog/403b-annuity-surrender-charges/https://greenisstate.com/blog/403b-annuity-surrender-charges/Thu, 15 Oct 2026 09:00:00 +0000Is leaving your annuity worth the charge? Often yes after 2.5 years. Green State Credit Union gives a worked 403(b) annuity surrender charges example and a rule. https://greenisstate.com/blog/403b-vs-457b-for-teachers/https://greenisstate.com/blog/403b-vs-457b-for-teachers/Sat, 10 Oct 2026 09:00:00 +0000Green State Credit Union compares 403(b) vs 457(b) for teachers: 2026 limits, a Roth split worked out in dollars, and a rule for retiring before 59½. Read on. https://greenisstate.com/blog/how-much-teachers-need-to-retire/https://greenisstate.com/blog/how-much-teachers-need-to-retire/Fri, 09 Oct 2026 09:00:00 +0000Green State Credit Union and how much teachers need to retire: a pension-gap worked example with a table at three gap sizes. Reach out with questions. https://greenisstate.com/blog/retire-at-55-vs-60-teacher/https://greenisstate.com/blog/retire-at-55-vs-60-teacher/Thu, 08 Oct 2026 09:00:00 +0000Green State Credit Union on retire at 55 vs 60: see the pension at both ages, the bridge cost and a checklist. Talk to us when you're ready. https://greenisstate.com/blog/how-to-check-403b-fees/https://greenisstate.com/blog/how-to-check-403b-fees/Sun, 04 Oct 2026 09:00:00 +0000How to check 403(b) fees on your district's vendor list? Add three cost layers. Green State Credit Union gives the steps and a three-balance cost table. https://greenisstate.com/blog/should-i-join-a-drop/https://greenisstate.com/blog/should-i-join-a-drop/Fri, 02 Oct 2026 09:00:00 +0000Should I join a DROP? If your pension still grows each year, usually not. Green State Credit Union gives a teacher's checklist and break-even table. https://greenisstate.com/blog/index-funds-vs-target-date-funds/https://greenisstate.com/blog/index-funds-vs-target-date-funds/Wed, 30 Sep 2026 09:00:00 +0000Index funds vs target date funds in a teacher's 403(b): a few index funds often win with a Roth. Green State Credit Union shows costs and a checklist. https://greenisstate.com/blog/teacher-retirement-mistakes-to-avoid/https://greenisstate.com/blog/teacher-retirement-mistakes-to-avoid/Tue, 29 Sep 2026 09:00:00 +0000Green State Credit Union lists teacher retirement mistakes to avoid, with Wanda's $30,000 family tax gap worked out. See which option fits you. https://greenisstate.com/blog/questions-for-advisor-as-teacher/https://greenisstate.com/blog/questions-for-advisor-as-teacher/Sat, 26 Sep 2026 09:00:00 +0000Green State Credit Union and questions to ask a financial advisor as a teacher: what straight answers sound like on pay and surrender charges. Ask us anything. https://greenisstate.com/blog/403b-catch-up-contributions/https://greenisstate.com/blog/403b-catch-up-contributions/Sun, 20 Sep 2026 09:00:00 +0000Should you stretch 403(b) catch-up contributions after 50? Often yes, up to $32,500 in 2026. Green State Credit Union shows the tax math. https://greenisstate.com/blog/how-much-in-bonds-at-60/https://greenisstate.com/blog/how-much-in-bonds-at-60/Wed, 16 Sep 2026 09:00:00 +0000Green State Credit Union on how much in bonds at 60 with a pension: a two-year reserve calculation and a two-portfolio table. Reach out when ready. https://greenisstate.com/blog/sequence-of-returns-risk-teacher/https://greenisstate.com/blog/sequence-of-returns-risk-teacher/Sat, 12 Sep 2026 09:00:00 +0000Green State Credit Union answers what is sequence of returns risk for new retirees, with a $780,000 teacher example and a reserve table. Ask us how. https://greenisstate.com/blog/should-i-buy-service-credit/https://greenisstate.com/blog/should-i-buy-service-credit/Fri, 11 Sep 2026 09:00:00 +0000Should I buy service credit? Often only if the break-even fits your life. Green State Credit Union runs a $38,000 example with tax and survivor math.